Medicare is primarily a health insurance program for adults aged 65 and older. However, adults over 21 years of age may also be eligible. Learn about different types of coverages available and how coverage rules could affect your costs. Still have questions? Get in touch today.
Medicare / Medicaid Coordination
If an individual is eligible for dual-coverage through Medicare and Medicaid they can consolidate their benefits and manage them through a single entity. Dual-eligibility offers enrollees better, and more personalized, healthcare with lower out-of-pocket costs.
Medicare Supplement insurance, also known as Medigap, can help bridge the gap for individuals enrolled in Original Medicare plans by paying for some costs that Original Medicare doesn’t cover. Medicare Supplement is an alternative to Medicare Advantage and is offered per individual enrollee.
Medicare Advantage is a replacement for Original Medicare and offers plans with expanded coverage, such as prescription drug coverage, dental, vision, and lower co-payments. Unlike Original Medicare, Advantage plans are managed care plans, which may require the individual to see a provider in the plan’s network.
Choosing a Medicare plan can be confusing and overwhelming. We’re here to help guide you through the process of choosing a plan that best suits your needs. Use the resources here to help answer your questions. Or give us a call to be connected with a Licensed Agent.